Short-Term Consumer Loan Database and Related Services

The Office of the State Bank Commissioner in Dover, Delaware is seeking a vendor to implement, customize, and maintain a short-term consumer loan database. The agency requires a system that is accessible to the commissioner and all licensed lenders on a real-time basis via the internet. This database will help the agency monitor short-term consumer loan transactions and ensure regulatory compliance across the state. The scope of work requires the database to interface directly with each licensee's point-of-sale system as an optional feature. The system must capture historical loan data from licensees and accept an initial file and periodic updates from the commissioner's computer system to populate licensee identifying information. The agency and the selected vendor will mutually agree upon the format for these data transfers. The agency limits eligibility to onshore organizations based in the United States. The selected vendor will perform all database development and maintenance work offsite. The agency is currently looking for proposals to determine the budget for this project. Interested parties must submit all questions regarding this procurement no later than June 25, 2026. The agency has not disclosed specific evaluation criteria in the initial announcement. Bidders must monitor the procurement portal for subsequent updates regarding submission deadlines and evaluation processes.