Short-Term Consumer Loan Database and Related Services

The Delaware Office of the State Bank Commissioner in Dover is seeking a vendor to implement, customize, and maintain a real-time, internet-accessible short-term consumer loan database. The agency requires this system to be accessible by all licensed lenders and the commissioner to monitor and regulate short-term consumer loan transactions. The selected partner must also provide an option for the database to interface directly with each licensee's point-of-sale system. The scope of work covers capturing historical loan data from licensees and integrating this information into the new platform. Additionally, the system must accept an initial file and periodic updates generated by the commissioner's computer system to populate the database with licensee identifying information. The agency and the vendor will mutually agree upon the data format for these system updates. Eligible bidders must be onshore organizations based in the United States. The agency expects the performance of all contract work to take place offsite. While the agency is looking for budget proposals to determine the cost of the project, it has not disclosed a specific budget cap. Interested parties must submit all clarifying questions regarding this procurement no later than June 25, 2026. The agency will evaluate proposals based on the bidder's ability to deliver the required database functionality, customization, and ongoing maintenance services.