What the buyer needs
AI summaryEffingham County, Georgia, through its financial advisor Davenport & Company LLC, requests proposals from qualified, experienced, financially sound, and responsible financial institutions to provide comprehensive banking services for a two-year contract. Required services include depository and cash management services, online banking, ACH and wire transfers, fraud prevention, purchasing cards, payment processing, E-Lockbox services, armored car or alternative cash deposit transportation, and dedicated account support. Interested US organizations must submit one complete PDF proposal, including the cost proposal, through OpenGov by December 31, 2026, at 11:00 a.m. Eastern. Proposers may attend an optional pre-bid meeting on November 30, 2026, and must submit all questions by December 10, 2026, at 4:00 p.m. Eastern. The county will evaluate proposals and award the contract to the financial institution that best complies with the RFP requirements and offers services that best meet county needs at a competitive price, with customer service and technology serving as key factors.
Scope of work
- Wire transfers including repetitive, non-repetitive, internal, ACH, and EFT capabilities
- Positive Pay file import for issued checks and ACH Positive Pay for every ACH-enabled account
- Monthly statements, account reconciliation reports, account analysis statements, and daily electronic advices
- Check cashing services for payroll, accounts payable, and petty cash checks
- Online banking services compatible with American Data Group operating system with cash management support
- Check scanner hardware and SmartSafe capabilities for cash deposit requirements
- Credit card services, digital receipt submission, and purchasing card management
- Robust E-Lockbox services and armored car service or alternative cash deposit transportation
How proposals are evaluated
| Criterion | Weight / scoring |
|---|---|
| Compliance with the Bank RFP, Scope of Work and Cost Proposal set forth in this RFP | Not specified |
| Capacity to provide the highest quality and breadth of services at the most cost-effective price | Not specified |
| Cost | Not specified |
Minimum qualifications
- Must have a local branch within the County or provide an alternative cash-deposit solution
- Insured by the Federal Deposit Insurance Corporation (FDIC)
- Have experts on staff to provide a full range of banking services to the County
- Demonstrate appropriate experience servicing government customers with similar account attributes and transaction volume
- Member of the Federal Reserve System with direct wire capabilities
- Member of an automated clearinghouse association and compliant with association and ACH operator rules
Documents to include with your response
- Transmittal Letter
- Staff Resumes
- Listing of three references from Georgia municipal governments
- Exhibit A – Banking Services Proposal Form
- Exhibit B – Cost Proposal Form
- Attachment A – Immigration and Security Form/Contractor Affidavit and Agreement
- Attachment B – Vendor Declaration
- Availability schedule
- Sample bank statement
- Gantt Chart
How to submit
- Method
- Electronic via OpenGov eProcurement Portal
- Instructions
- Submit one complete PDF proposal including Exhibit B Cost Proposal through OpenGov. 45-page limit applies to proposal, excluding appendix for resumes, Attachment A, B, sample bank statement, availability schedule, and Gantt Chart.