What the buyer needs
AI summaryThe Regional Income Tax Agency requests quotes for a bank account validation solution to achieve NACHA compliance with the web debit rule. The selected USA-based vendor must perform work offsite at their own office premises to deliver real-time bank account validation, ownership authentication, and fraud risk intelligence without requiring credentialed open banking flows. Vendors must submit itemized pricing covering per call or API costs, implementation and maintenance fees, and optional items. Quotes must be submitted electronically to [email protected] by 10:00 AM EST on November 2, 2026. The deadline for written questions to Paige Williamson was October 26, 2026. The agency will evaluate proposals based on total cost, solution features, compliance with requirements, vendor reliability, past performance, implementation timeline, support, data security, and system integration capability.
Scope of work
- Real-time bank account validation for website and IVR phone system payments
- NACHA compliance with web debit rule
- Account ownership authentication for consumer and business accounts without credentialed open banking flows
- Independent API call verification
- Fraud and payment risk intelligence and reporting
- Provision of a sandbox or test environment
- Customer support, service level agreement, and maintenance
- Implementation and coordination phases with Agency IT
How proposals are evaluated
| Criterion | Weight / scoring |
|---|---|
| Compliance with requested information | Not specified |
| Total cost | Not specified |
| Implementation timeline | Not specified |
| Vendor reliability and past performance | Not specified |
Minimum qualifications
- Equal Opportunity Employer
Documents to include with your response
- Vendor contact information
- Itemized pricing (Per Call/API Cost, Implementation and Maintenance/Support Cost, Optional items and pricing)
- Estimated implementation timeframe
- Any assumptions or conditions
- Quote validity period (minimum preferred: 90 days)
- SOC 2 compliance information
- High-level data flow diagram
- Summary of API security standards implemented
- Summary of safeguard controls used to protect validation data
How to submit
- Method
- Electronic
- Instructions
- Submit quotes electronically to [email protected] no later than 10:00 AM EST on November 2, 2026.